Launching January 1

For business owners · Always free

Health insurance for your team, without the runaround.

You run a 2–50 person business in Illinois. You want to know what coverage actually costs, what the plans actually cover, and what your employees will actually pay. Allie shows you — with real rates, in plain English, in minutes.

See it before your renewal — get a demo →

Launching January 1 · No credit card · No obligation

What happens next

  1. Enter your ZIP and your team — about 60 seconds
  2. See real BCBSIL filed-rate plans, priced for your census
  3. Compare, save, decide — export it all
  4. Employees enroll themselves with secure codes

Real numbers, not teasers

Quotes priced on carrier-filed rates.

Allie quotes from the actual BCBSIL small-group rate book — the rates the carrier filed with the state — matched to your ZIP code and each employee's age. Level-funded options too, and more carriers on the way.

13

Every Illinois rating area. All of them.

Carrier-filed BCBSIL rates across all 13 Illinois rating areas, mapped to over 1,200 ZIP codes — statewide, not just Chicagoland. Wherever your business sits, your quote is priced from the rate book the carrier filed for your area.

Carrier-filed · BCBSIL · filed with the state
Instant

From your real census

Type your people in, upload a spreadsheet, or drop the carrier bill you already have — Allie reads it and builds your census, flagging anything missing instead of guessing.

Yours to keep

Download everything

Your comparison exports to CSV. Take it to anyone. It's your data about your business — we don't hold it hostage.

Statewide, not just Chicagoland

Real filed rates for your ZIP — anywhere in Illinois.

Downstate, suburban, or right in the Loop — all 13 Illinois rating areas are loaded, mapped to over 1,200 ZIP codes. Enter yours and Allie prices your plans from the exact rate book the carrier filed for your area. No "call us for pricing," no regional gaps.

All 13 rating areas · 1,200+ ZIP codes · carrier-filed

No broker-speak

Comparisons that say what changes.

Side by side: premium, deductible, out-of-pocket maximum, what a doctor visit costs, what your share is and what each employee's share is. Allie explains the tradeoffs the way a person would — not a benefits brochure.

Allie Comparing two plans · your census
A lower premium usually means a higher deductible — someone on your team will feel that at their first urgent-care visit. I'll show you where each plan bites, before you pick it.
Tradeoffs read from each plan's filed benefits — not a sales script

No invented savings

We never flash a made-up "you could save $X!" banner. You see the actual rates and the actual differences. The math is yours to check.

Your decision, on the record

Allie remembers what you chose and why. Next renewal, you start from your history — not from a blank form and a fading memory.

The difference

The old way, and the Allie way.

Nothing here is anyone's fault — small-group insurance has just always run on phone calls, PDFs, and paper. It doesn't have to. This is what the Allie way actually looks like on screen:

allieadvisor.com · employer plan comparison
AllieAdvisor employer comparison screen: BCBSIL Silver, Gold, and Bronze plans side by side with monthly totals per plan, and Allie's guidance panel on the right
Your comparison, self-serve. Every plan priced from your census, monthly totals computed, Allie on the right when you have questions. Live demo · fictional client · carrier-filed rates
The old way With Allie
Getting quotes Send your census, wait days, play phone tag, repeat for every option you want to see. Enter your ZIP and your team; see real carrier-filed rates in minutes, self-serve, as many times as you like.
Understanding plans A 40-page benefits PDF and a highlighter. Side-by-side comparisons in plain English, with the tradeoffs spelled out before you pick.
Enrollment Paper forms chased from desk to desk, deciphered and re-keyed. Employees enroll themselves with secure codes — in English or Spanish — and you watch it come together.
Next year's renewal Start from scratch. Re-explain your company, re-send your census, try to remember why you chose what you chose. Allie already knows your plans, your people, and last year's reasoning. You start from your history.

Your team's side

Employees enroll themselves — in English or Spanish.

Once you've picked the lineup, each employee gets a secure access code. No accounts, no passwords, no app to install. They see their real cost after your contribution, ask Allie questions in plain language, and confirm their elections — with a confirmation email as their receipt. The same enrollment, both languages — the employee picks:

allieadvisor.com · employee enrollment · EN
AllieAdvisor employee enrollment in English: three plan options with the employee's own monthly cost after employer contribution, and Allie's guidance
English. Their real cost, after your contribution. Live demo · fictional client
allieadvisor.com · inscripción de empleados · ES
AllieAdvisor employee enrollment in Spanish: the same three plan options and guidance, fully translated
Español. The whole experience — nothing abbreviated. Live demo · fictional client
Private

Access codes, not accounts

Each employee enters with their own secure code in a short-lived session. Questions to Allie are anonymized on the spot — no name, no employer, no identifiers — so a shared computer can't expose a coworker's business, and there's nothing identifying to leak. We keep the lesson, never the identity.

Complete

Beyond medical

Dental, vision, and voluntary benefits enroll in the same flow, and every election lands in one place you and your advisor can see.

Start to finish

Here's the whole thing.

Three steps from a blank screen to your team enrolled — and a licensed human on the line whenever you want one.

Step 1
Register — 60 seconds

Company name, industry, your email. That's the setup. Allie takes it from there.

Step 2
Build your census

Type, upload, or let Allie read a document you already have. She flags gaps instead of papering over them.

Step 3
Compare and decide

Real rates, honest side-by-sides, your questions answered. Pick your plan; your team enrolls with their codes.

Behind the platform is a licensed Illinois agency — Legacy Consulting Agencies — so when you want a human on the phone, there's a real one, licensed and accountable.

Straight answers

Questions owners actually ask.

Can my employees keep their doctors?

Honest answer: it depends on the plan's network, and you should check before you choose — not after. Every plan Allie shows names its carrier network, and you can look any doctor up in the carrier's provider directory before you commit. If keeping a specific doctor matters to someone on your team, make that lookup part of the decision. Allie will nudge you to.

Will I get sales calls if I run a quote?

No. You never enter a phone number to see your rates, and nobody cold-calls you for trying. A licensed advisor from the agency behind the platform is there when you want a human — by your choice, not a dialer's.

Does this replace my broker?

Only if you want it to. If you have a broker you like, keep them — AllieAdvisor is a platform brokers use too, and a client who arrives through a broker stays that broker's client, by hard platform rule. If you don't have one, the licensed agency behind the platform serves that role.

How long does this actually take?

Minutes. About sixty seconds to register, a few minutes to enter your team (faster if you upload a spreadsheet or a carrier bill), and your quotes are on screen. Deciding is the part worth taking your time on — and everything waits for you, saved.

Can employees enroll later, on their own time?

Yes. Each employee gets their own secure access code and enrolls whenever suits them — lunch break, evening, from any device with a browser. No accounts to create, no app to install. You see completed elections as they come in.

Does it work in Spanish?

Yes — the full employee enrollment runs in Spanish: the plans, the costs, and Allie's guidance. Each employee picks their language themselves. Nothing is machine-garbled or abbreviated for the Spanish side.

Why is it free? What's the catch?

There isn't one, and here's the money trail: AllieAdvisor was built by Legacy Consulting Agencies, a licensed Illinois agency. When a group enrolls, the agency earns the standard licensed-agent commission from the carrier — the same commission built into every small-group premium whether an agent helps you or not. You never pay extra for the platform, and your rates are the carrier's filed rates either way.

See your team's real numbers.

Free for employers. It stays free — quoting is how we earn your trust, not your money.

Get a demo →